TY  - BOOK
AU  - Williams,C.Arthur, Heins, Richard M.
AU  - x
TI  - Risk management and insurance: x
SN  - 007070564X
U1  - 368/W722r 
PY  - 1981///
CY  - New York ; London
PB  - McGraw- Hill
KW  - Insurance
KW  - Managment
N1  - Includes
ER  -